Hey guys! Nikki, Lead Veterinary Technician with Posh Dog Knee Braces here. Let’s talk about the importance of pet insurance. I know I have touched on this before, but let’s explain the benefits, especially where orthopedics are concerned. If you asked me 2 years ago, I did not have my dog’s insured, and thought they were healthy, so it’s a waste of money right? Boy was I wrong. My very healthy 8 year old athletic dog went down suddenly, not wanting to get up or eat. I immediately took her to the emergency vet, where it was diagnosed she had a ruptured splenic tumor.
Let’s just say the bills from this visit were astronomical, and still I couldn’t save my dog. Now I am still paying off a bill for a dog that has been gone for over 2 years now. I can’t blame the vet, they did everything they could to save my girl. I can only blame myself, because I knew about insurance for her and still held off.
Now with my new girl Coco, we immediately got pet insurance. She has had cheat grass in her ears, tummy infections, and everything was covered. I would be another few thousand in debt if I did not have insurance on my girl.
Let me tell you about a family member’s dog. He developed a cough, which turned out to be the start of heart failure. To treat him for just 2 days, in order to get him stable to go home, was over $5,000. They were not ready to say goodbye to their fur baby, and of course put this on their credit card. They are now into their dog about $10,000. He is doing much better, but they will also be paying for his care many years after he has passed.
My insurance will cover up to 90%, leaving only $97 if I ever need a custom posh brace for Coco. Now that $35/month is sounding better and better I bet. Or, if your dog has any other orthopedic issues, such as luxating patella, shoulder issues, spinal issues, those are all covered.
I have another scenario that happened to a client’s dog. He was diagnosed with degenerative disc disease, common in daschunds and other small breeds, and one day could not walk on his hind legs. He needed emergency surgery, which was over $10,000, in order to walk again. Thankfully the owner had insurance, and was able to do the surgery with under $1k out of pocket. He went on to live another 5 years, running and playing like nothing happened.
So, I urge you, if you are on the fence about insurance, please take some time to call a few companies. There are many to choose from now, and most are very affordable. Much more affordable than a monthly credit card bill for treatments. Don’t let money ever be the reason to say goodbye to your best friend. Feel free to reach out to us if you would like some suggestions on companies that we know work with braces. Thanks!
You can contact us via our contact page or you can visit our Facebook page to talk to others who have used our brace.
